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2026 IVF Subsidy Application Guide (Taiwan IVF 3.0)
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Latest IVF Subsidy Update in Taiwan
To support families and encourage childbirth, Taiwan introduced the “IVF Subsidy 3.0” program starting November 1, 2025. This updated policy significantly increases subsidy amounts and expands support for couples undergoing in vitro fertilization (IVF).
Who Is Eligible for IVF Subsidy 3.0?
Applicants must meet the following requirements:
- Legally married couples (registered in Taiwan)
- At least one spouse must be an ROC (Taiwan) citizen
- Diagnosed with infertility by a certified fertility clinic
- The wife must be under 45 years old during the treatment year
👉 The fertility clinic can assist with the full application process—no need for patients to apply independently.
2026 IVF 3.0 Latest Subsidy Eligibility Requirements
| Requirements | Explanation |
| One of the spouses has to be a citizen of ROC | Having completed marriage registration at the household registration authority in Taiwan, a legal marital relationship. |
Infertility diagnosed by an accredited assisted reproductive technology institution |
Recommended to undergo in-vitro fertilization (IVF) assisted reproductive technology treatment. |
| Wife undergoing the procedure must be under 44 years of age. | The subsidy is limited to wives under 45 years old in the current year. |
👉 No need to upload any documents yourself — NUWA’s medical team will handle the full subsidy application process on your behalf.
2026 IVF Subsidy 3.0 — Amount & Coverage
| Applicant Type | First Subsidy Limit | Subsequent Subsidy Limit |
| Low-income / lower-middle-income households (no age restriction) | Up to NT$150,000 each time | Up to NT$150,000 each time |
| General households (under 39 years old) | Up to NT$150,000 for first cycle | Up to NT$100,000 from second cycle onward |
| General households (39–44 years old) | Up to NT$130,000 for first cycle | Up to NT$80,000 from second cycle onward |
🔍 Subsidy covers: basic tests, ovulation induction, egg retrieval, sperm retrieval, embryo culture, embryo transfer, and freezing (for embryos not transferred during that cycle).
❗ Excludes: long-term embryo storage fees and re-freezing fees after thawing.
Key Rules for IVF Subsidy 3.0
1. Number of Subsidized Cycles Tied to Age
Under 40 years old: up to 6 subsidies
40–44 years old: up to 3 subsidies
📌 Subsidy counts reset by live birth: if the first IVF leads to a live birth, a second or third child can reapply based on age at that time.
📌 Age for subsidy is determined by application date, not treatment start or birthday. The treatment must be completed within 1 year of application.
2. Embryo Transfer Limits by Age
There are age-based limits on the number of embryos that can be transferred:
For women under 38 years old: a maximum of 1 embryo may be transferred per cycle
For women aged 38 to under 45: a maximum of 2 embryos may be transferred per cycle
📌 The relaxed limit on the number of embryos transferred applies to those undergoing embryo transfer starting from April 1, 2026
3. No Subsidy for Women Aged 45 or Older
Applicants must be under 45 years old during the treatment year. If over 45, they are no longer eligible, even if other criteria are met.
| Item | IVF Subsidy 3.0 (from Nov 2025) | IVF Subsidy 2.0 |
| First-time subsidy per pregnancy | Under 39: up to NT$150,000 39–44: up to NT$130,000 |
Up to NT$100,000 |
| 2nd–3rd time subsidy | Under 39: up to NT$100,000 39–44: up to NT$80,000 |
Up to NT$60,000 |
| 4th–6th time subsidy | Under 40: up to NT$60,000 (40–44: first 3 only) | Up to NT$60,000 |
| Low-income households | Up to NT$150,000 | Up to NT$150,000 |
📌 Final subsidy amount depends on actual treatment costs.
📌 Full details subject to official government announcements.
How the Subsidy Amount Is Calculated
For women under 40 years old, the subsidy covers up to 6 treatment cycles per child.
For women aged 40 to under 45, the subsidy covers up to 3 treatment cycles per child.
Please note that regardless of which treatment cycle it is for that pregnancy, the applicant must be under 45 years old at the time of application to qualify for the subsidy.
For low-income and lower-middle-income households, the maximum subsidy is NTD 150,000 per cycle.
For general infertile couples:
First application: up to NTD 150,000.
Subsequent applications:
Under 39 years old: up to NTD 100,000
39 to under 45 years old: up to NTD 80,000
The actual subsidy amount depends on the specific treatment performed. If the total treatment cost does not reach the maximum subsidy limit, reimbursement will be based on the actual expenses incurred.
| Wife's Age | Application Order | Full IVF (retrieval + transfer) | Retrieval Only | Transfer Only |
| <39 | First Time | NT$150,000 | NT$100,000 | NT$50,000 |
| <39 | 2nd–3rd | NT$100,000 | NT$60,000 | NT$40,000 |
| <39 | 4th–6th | NT$60,000 | NT$40,000 | NT$20,000 |
| 39–44 | 1st | NT$130,000 | NT$70,000 | NT$50,000 |
| 39–44 | 2nd–3rd | NT$80,000 | NT$40,000 | NT$40,000 |
| 39 or older and under 45 years old at the time of the first application. (For those aged 40 to under 45, only the first three payments will be covered.) | 4th, 5th, 6th | NT$60,000 | NT$40,000 | NT$20,000 |
📌 Note: The government adds NT$10,000 to encourage women aged 39–44 to complete a full IVF cycle.
Application Process & Subsidy Disbursement
Couples must prepare:
Original & copy of ID cards
Personal seals (chops)
Proof of low-income or lower-middle-income status (if applicable)
The fertility clinic will verify eligibility and submit the application to the Health Promotion Administration (HPA) under the Ministry of Health and Welfare.
💰 Subsidy is usually paid within one month after submission directly by the HPA.
You can check your application progress through the HPA’s online IVF Subsidy Portal.
NUWA Fertility Application Hours
Taipei Branch
Mon–Thu: 8:30 AM–9:00 PM
Fri–Sat: 8:30 AM–5:00 PM
Taoyuan Branch
Mon–Fri: 8:30 AM–9:00 PM
Sat: 8:30 AM–5:00 PM
Taichung Branch
Mon–Fri: 8:30 AM–9:00 PM
Sat: 8:30 AM–12:00 PM
📍 Actual details and implementation are based on the government’s latest official regulations.
Frequently Asked Questions About IVF Subsidy
Q1: Do I need to apply myself?
A: No, NUWA will handle the online application on your behalf.
Q2: Does frozen embryo transfer qualify?
A: Yes, subsidies apply based on actual procedures performed.
Q3: If I thaw my frozen eggs and transfer now, is it considered a first-time subsidy?
A: It counts only as an embryo transfer subsidy (NT$50,000 for first time; NT$40,000 for subsequent).
Q4: Are donor-egg cycles eligible?
A: Yes, if the recipient meets eligibility (under 45).
Q5: What if stimulation started but no eggs were retrieved?
A: No subsidy applies unless egg retrieval surgery was performed.
Q6: What does the subsidy cover?
A: Ovulation meds, egg/sperm retrieval, embryo culture, embryo transfer, freezing costs.
Not covered: IUI, long-term storage, refreezing, egg freezing, PGT-M/A, ERA, donor compensation, or transportation.
Q7: If I had IVF before without subsidy, can I now apply as a first-timer?
A: Yes, as long as you meet the eligibility criteria.
Q8: Does it only apply to first pregnancies?
A: No — you can apply for subsequent children as long as you meet the requirements.
Q9: If I had natural conception after failed subsidized IVF, can I apply again for a second child?
A: Yes, your subsidy count resets based on your age when reapplying.
Q10: If I applied twice but didn’t succeed, then conceived naturally, can I apply again later?
A: Yes — your next application will count as your third subsidy for the first pregnancy.
Q11: Will IVF Subsidy 3.0 reset previous counts from 2.0?
A: No — previous 2.0 subsidy counts will carry over into 3.0.
How to Know if You Qualify
If you are unsure about your eligibility, consult a fertility specialist for personalized evaluation. A professional team can help assess your condition and guide you through the IVF subsidy application process.
You can contact NUWA’s official LINE for assistance:
📍 Taipei Branch: [@nuwacare]
📍 Taoyuan Branch: [@nuwaivfty]
📍 Taichung Branch: [@nuwaivftc]